Cre8or Capital
Flexible financing to fund your Cre8or orders
Need a little extra time to pay for your Cre8or invoice? We've got you covered.
Cre8or Capital offers simple, short-term financing to help you manage cash flow and keep your business moving. Get the supplies and production you need today—repay us later on a schedule that works for you.
Why use Cre8or Capital?
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Keep production moving without upfront costs
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Unlock better terms with flexible repayment options
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Fast funding—same day ACH on approved invoices
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No prepayment penalties
Ready to fund your next Cre8or order?
Apply nowFAQs
How does Cre8or Capital work?
Step 1: Apply and get approved
- Provide us with some information about your business and securely connect your bank account—onboarding takes just a few minutes.
- You'll receive a credit offer within 3 business days or less. Offers include your credit limit, repayment terms, and transaction fees.
- Sign your credit agreement and verify your identity to activate your credit limit.
Step 2: Fund a Cre8or invoice
- Upload a PDF of the Cre8or invoice you'd like to finance.
- We’ll review and approve the request within 24 hours and disburse funds to your connected bank account.
- Use those funds to pay your invoice. Repay us on the agreed terms—typically 30, 60, or 90 days.
- Your available credit refreshes after each repayment.
We’ll keep you updated every step of the way via email.
How is my credit limit and fee determined?
We evaluate your business’s financial profile—including cash flow, expenses, existing debt, and banking history—to determine your credit limit and transaction fee. You’ll see these details clearly in your offer before accepting.
Will this affect my credit score?
No. We only perform a soft credit check, which does not affect your personal credit score.
When will I receive my credit offer?
If you qualify, you’ll receive your financing offer within three business days of submitting your application.
How do I repay my invoice advance?
Repayment is simple:
Select your preferred repayment term (30, 60, or 90 days) when requesting financing.
We’ll automatically deduct fixed payments from your connected business bank account.
Can I repay early?
Yes! You can repay at any time with no prepayment penalties.
How do I track my balance and payments?
Log into your funding portal to view your current balance, payment history, and upcoming due dates. [Insert link to portal]
Are there late fees?
Yes. We charge:
- $25 for each late payment
- $35 for each returned payment due to insufficient funds
Who is Kanmon?
Kanmon is a licensed business lender selected by Cre8or to power Cre8or Capital. Backed by leading fintech investors, Kanmon is reimagining how small businesses access working capital. Learn more at www.kanmon.com.
